We have many talented physicians in New Hampshire, and quality hospitals too, but apart from the Dartmouth Hitchcock Medical Center in Lebanon, we don’t have any large research and specialty hospitals. For many complex medical situations, patients are referred to the major research hospitals in Boston for care. It is not a pleasant thing to think about, but the kind of illness or injury that you really need insurance for often requires very specialized care.. An insurance policy which doesn’t cover many Boston-area hospitals and doctors, puts families in a position they should never be in, which is essentially without the benefit of any health insurance when it really matters.
The politicians who voted for and supported Obamacare promised us a lot of benefits, like lower premiums, no caps on benefits, and that we could keep our doctors and even our health plans. None of their promises are true for the plans offered in New Hampshire by Anthem, the only provider available through the healthcare exchange.
And nobody would have believed that as part of health care reform we would end up with more expensive insurance policies that don’t pay for the truly critical lifesaving medical care provided only at major research hospitals.
Obamacare was supposed to protect middle-class families from bankruptcy due to high medical expenses. But no family should have to make the choice between taking a sick child to Children’s Hospital and bankruptcy because their insurance company now refuses to cover treatment at Children’s Hospital when they used to cover treatment at any hospital before Obamacare was enacted.
We’ve reached the point in time where we can see what Obamacare will actually do for us, and so far it seems to be a giant step backwards.